Loans fulfill your dreams
Whatever you need finance for, we offer a flexible range of loans to help you afford it.
Help towards buying or renovating a new home
If you’re suddenly faced with unexpected financial needs, we can help. Advance Facility allows you to get fast access to up to 50% of your net monthly salary.
The freedom to borrow and pay back slowly
Personal Loan is an all-purpose loan, offering you flexible repayment plans and the option to access additional funds after repayment over time. So whatever you’re financing, it’s easy to lean on us.
Help towards buying or renovating a new home
If you’re suddenly faced with unexpected financial needs, we can help. Advance Facility allows you to get fast access to up to 50% of your net monthly salary.
Whether you want essentials or extras, our current accounts are right for every moment
Our personalized approach ensures you receive the tools, advice, and banking products needed to secure long-term financial well-being.
- Classic Student Account
- Business Account
- Savings Account
About Us
Legacy Union Bank started as an idea of setting up a bank across West Africa and then the whole of Africa for the wider business community. The Founders of the Legacy Union Bank Group envisioned an African bank for Africans. The dual objectives of Legacy Union Bank are to enable a modern pan-African bank to thrive and to contribute to the economic development and financial integration of the continent.
Meet Team
A small river named Duden flows by their place and supplies it with the necessary regelialia.
Let’s build together. Let’s grow together.
Legacy Union Bank is proud to play a defining role in developing and supporting Africa’s fincechs to help transform digital finance and banking. .
Our Services
Business Consulting
At Legacy Union Bank , we understand that every business has unique challenges and opportunities. Our Business Consulting services are designed to support entrepreneurs, SMEs, and large enterprises with strategic financial planning, market insights, and growth advisory. With over 30 years of experience in Africa’s evolving business landscape, we help our clients make informed decisions, improve profitability, and navigate economic change with confidence.
Credit Card
Enjoy convenience, security, and global access with a Legacy Union Bank Credit Card. Our credit cards come with competitive interest rates, fraud protection, rewards programs, and flexible repayment options tailored to your lifestyle. Whether for travel, online purchases, or emergency expenses, our cards are accepted locally and internationally, giving you the freedom to spend with peace of mind.
Income Monitoring
Managing cash flow is critical to financial stability. That’s why we offer Income Monitoring tools that help individuals and businesses track income, analyze spending patterns, and plan effectively. Through our mobile and internet banking platforms, you can set alerts, review financial trends, and gain insights to make smarter financial decisions.
Insurance Consulting
Protecting your assets, health, and future is a priority. Our Insurance Consulting services connect clients with tailored insurance solutions — from life and health to property and business coverage. Legacy Union Bank partners with reputable insurance providers to ensure you receive comprehensive protection and trusted advice from financial experts who understand your needs.
Financial Investment
Grow your wealth with confidence through Legacy Union Bank ’s Financial Investment solutions. Whether you're a first-time investor or a seasoned portfolio manager, we offer access to a range of investment products including mutual funds, government securities, fixed deposits, and customized investment portfolios. Our advisors provide clear guidance based on market trends and your personal goals.
Financial Management
Take control of your financial future with our holistic Financial Management services. From budgeting and debt management to retirement planning and asset allocation, Legacy Union Bank supports clients at every stage of life. Our personalized approach ensures you receive the tools, advice, and banking products needed to secure long-term financial well-being.
Frequently Ask Questions
What Services do you offer?
We offer a wide range of financial services, including savings and current accounts, fixed deposit accounts, loans and credit facilities, mobile and online banking, investment services, and financial advisory.
Is Legacy Union Bank a licensed and regulated bank?
Yes, Legacy Union Bank is fully licensed and regulated by the Central Bank and adheres strictly to all financial regulations and compliance standards set by national and regional authorities.
Can I open an account online?
Yes, you can open a personal or business account through our secure online platform or mobile app. Visit our website or download the Nova Mobile app to get started in just a few steps.
What makes Legacy Union Bank different from other banks?
Our deep local knowledge, commitment to financial inclusion, and strong ethical foundation make us a trusted partner in your financial journey. We focus on community development, innovation, and personalized customer care.
Does Legacy Union Bank offer mobile money or digital banking services?
Absolutely. Our digital services include mobile banking, SMS alerts, USSD banking, and internet banking – allowing you to manage your finances anytime, anywhere, safely and conveniently.
Where are your branches located?
Legacy Union Bank has branches in major cities and rural areas across the country to ensure access to financial services for all. Visit our website for a full list of branch locations.
What do I need to open an account?
To open an account, you will need a valid government-issued ID (such as a national ID or passport), proof of address, and a recent passport-sized photo. Additional requirements may apply depending on the account type.
Bank Loan
Legacy Union Bank ’s Financial Investment solutions. Whether you're a first-time investor or a seasoned portfolio manager, we offer access to a range of investment products including mutual funds, government securities, fixed deposits, and customized investment portfolios.
Banking Consulation
Protecting your assets, health, and future is a priority. Our Insurance Consulting services connect clients with tailored insurance solutions — from life and health to property and business coverage. Legacy Union Bank partners with reputable insurance providers to ensure you receive comprehensive protection and trusted advice from financial experts who understand your needs.
Latest News
Legacy Union Bank FY 2024 Earning Release
Legacy Union Bank and the International Finance Corporation partner to empower Ivorian women’s businesses
Four Legacy Union Bank Affiliates named Bank of the Year in The Banker’s Bank of the Year Awards 2024
The African Banker Awards named Legacy Union Bank as ‘SME Bank of the Year 2021’ in recognition of its ground-breaking innovations and support for small and medium-sized enterprises.
Banking is good for business? Why?
Afreximbank and Nova partner to simplify trade and compliance for African businesses
Contact Us
Adom Lane Street-C, Adabraka, Accra
P.O BOX 1225 Greater Accra
+233 890 7843 Head Office
+233 546 9482 Help Line